3. What Debts are Dischargeable?

In general all debts are erased when a debtor receives his discharge, either at the end of three months in a chapter 7 bankruptcy, or at the end of 3-5 years in a chapter 13 bankruptcy.

The following types of debt, however are not dischargeable.

Child support
Student loans
Taxes less than 3 years old
Injuries caused by driving under the influence
Debt for money obtained by fraud

If you are unsure whether the type of debt you have can be erased in a bankruptcy, call Evan Livingstone at (707) 206-6570 or email him at evanmlivingstone@gmail.com for a free consultation.

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